Officers Often Face Out-of-Pocket Costs After Workplace Injuries

Workers’ Comp Gaps Leave Injured Officers With Uncovered Costs

  • Workers’ compensation often leaves injured officers with uncovered expenses.
  • Many officers assume their medical bills and related costs will be fully covered, but that is often not the case. 
  • Some long‑term needs fall outside standard workers’ compensation coverage. 
  • As a result, officers may still face significant out‑of‑pocket costs after a workplace injury.

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Idaho Supreme Court Upholds Denial of Workers’ Comp Claim in COVID‑19 Death Case

  • The Idaho Supreme Court recently upheld the Industrial Commission’s denial of workers’ compensation death benefits for a county employee who died from COVID‑19. 
  • The Commission found it was not proven, on a more‑likely‑than‑not basis, that he contracted the virus at work. 
  • Competing medical experts offered differing views on exposure timing and transmission. 
  • The Court ruled the Commission applied the correct legal standard and its findings were supported by the evidence.

 

IMWCA Warns County of Rising Workers’ Comp Claims

  • Iowa Municipalities Workers’ Compensation Association representatives told the Marshall County Board of Supervisors on January 2, 2026, that workers’ compensation claims had increased over the past year. 
  • The rise in claims could lead to an estimated $50,000 increase in the county’s workers’ comp premiums. 
  • IMWCA, which provides the county’s coverage, reviewed current claim trends with the board. 
  • Officials urged the county to strengthen safety efforts to reduce future workers’ compensation losses.

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