Sixth Circuit Affirms Broad Workers’ Comp Releases Can Bar Subsequent ADA Claims
- The Sixth Circuit ruled that signing a broad release during a workers’ comp settlement can prevent employees from filing future disability lawsuits.
- In a recent case, a worker’s ADA claim was dismissed because his signed agreement explicitly covered all employment-related disputes.
- The court decided his personal misunderstanding didn’t matter since the contract language was clear and he signed it voluntarily.
- This means a well-written settlement officially ends all potential legal claims for an employer.
Employers Holdings Targets 10% Premium Growth with AI-Enabled Excess Workers’ Comp Launch
- Employers Holdings is targeting 10% premium growth for its new excess workers’ compensation product designed for self-insured clients.
- The expansion strategy leverages AI-driven automation to enhance underwriting and claims management efficiency.
- This initiative aims to capture larger risk profiles while maintaining stable loss ratios and improving profitability.
- The company is scaling its market share through this combination of specialized coverage and technological innovation.
Navigating Workers’ Comp and Liability in Work-Based Learning
- State policies on workers’ compensation for work-based learning (WBL) vary significantly, often creating barriers to student participation.
- Some states mandate employer coverage for trainees, while others utilize state-funded insurance or designate schools as the responsible party.
- These diverse frameworks aim to reduce employer liability and encourage business engagement in vocational programs.
- Clearer, more consistent guidelines are necessary to define insurance responsibilities for all parties involved.