Medical Inflation: Why Workers’ Comp is Winning

Workers’ Comp Medical Inflation Stays Steady

  • NCCI’s custom price index shows that medical inflation in workers’ comp remains low compared to the general economy. 
  • This index tracks specific costs like doctor visits and hospital stays to give a clearer picture of the industry. 
  • While general prices spiked recently, medical costs for injured workers haven’t seen the same dramatic jumps. 
  • Monitoring these trends helps insurers prepare for future claim expenses.

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Regulatory Clarity for Independent Contracting Benefits Workers and Businesses

  • The National Taxpayers Union argues that clear federal standards for independent contractors are vital for economic stability. 
  • Current regulatory confusion causes costly legal battles and higher compliance expenses for businesses. 
  • A predictable framework helps companies avoid worker misclassification risks and workers’ comp liability. 
  • Streamlined rules ultimately protect flexible work arrangements while reducing unnecessary administrative burdens and litigation. 

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Record Low Mining Injuries Help Cut Workers’ Comp Risks

  • The Department of Labor reports the mining industry’s all-injury rate dropped to a historic low of 1.74 in 2025. 
  • This rate includes all reportable incidents, like fatalities and lost-time injuries, that typically drive up workers’ comp costs. 
  • MSHA credits improved safety training and data-driven enforcement for the decline. 
  • These record-low figures show a major commitment to protecting workers and reducing expensive workplace accidents.