Overexertion Tops WC Injury Causes: Liberty

Liberty Mutual said Tuesday that 10 types of workers compensation injuries account for 86% of the $58.6 billion spent in 2022, the latest year used in the carrier’s 2025 index.
“Overexertion involving outside sources” was the number one top cause, accounting for $13.7 billion in expenses.
“Falls on the same level” ranked second, costing $10.5 billion annually.
“Repetitive motion injuries from microtasks” fell out of the top 10.
Liberty Mutual’s annual workplace injury report is based on information from its database, selected data from the U.S. Bureau of Labor Statistics Office of Safety, Health, and Working Conditions, and the National Academy of Social Insurance.
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New York’s Self-Insurance Fund is offering a one-time credit to workers’ compensation policyholders for the purchase of essential personal protective equipment (PPE) for extreme heat.
NYSIF is giving a 10% credit of annual premium on the purchase of heat-related PPE, with a maximum reimbursement of $1,000, on purchases since May 15, 2025.
This credit is aimed at qualified businesses that fall within manufacturing, warehousing, carpentry, landscaping, and farming sector industries, where workers face elevated risks from exposure to extreme temperatures, according to Gov. Kathy Hochul’s office.
To qualify, a business must have an online account with NYSIF, employ 10 or fewer workers.
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Starwind Specialty Insurance Services, a division of CRC Group, has rebranded its 5Star Workers’ Compensation unit, now operating under the name Starwind WC.
Starwind WC will continue offering a range of workers’ compensation products to employers and retail agents across the U.S., including guaranteed cost programs and excess coverage for qualified self-insureds.
“This rebrand reflects our continued commitment to delivering service, technology, underwriting proficiency and competitive solutions for our partners,” said Kunal Gulati, executive vice president of Starwind Specialty.
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