How Local Businesses Scored a Massive Six-Figure Payday

CBIA Distributes $800K Workers’ Comp Refund

  • The Connecticut Business and Industry Association (CBIA) approved a $800,000 experience refund for qualifying policyholders in its workers’ compensation program. 
  • This payout rewards member companies that maintained successful loss ratios of 50% or better over the past year. 
  • Financial dividends from the program have returned over $9 million to safety-conscious members since 2015. 
  • The model reduces net operational insurance costs for employers that actively mitigate workplace claims.

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Report Analyzes Medical Price Changes Across State Workers Comp Systems

  • The 2026 Workers Compensation Research Institute study tracks medical professional service prices across thirty-six states for injured employees. 
  • Medical cost inflation grew rapidly between 2021 and 2024 before showing signs of moderating in 2025. 
  • Findings reveal price trends varied significantly across states depending on the presence of fixed regulatory fee schedules. 
  • These statutory fee structures heavily dictated the final reimbursement rates paid out by regional workers compensation insurers

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Iowa Supreme Court Rules Employers Aren’t Bound By Treating Doctor’s Diagnosis

  • On May 29, 2026, the Iowa Supreme Court ruled that employers can rely on a contrary medical opinion to contest permanent disability claims. 
  • The case involved an employee seeking workers’ compensation benefits for an alleged permanent back impairment after a workspace fall. 
  • However, a secondary independent medical examiner found the accident only caused a temporary aggravation of preexisting conditions. 
  • The court affirmed that employers are not legally bound by the causation analysis of the initial authorized treating physician.