Dealing the Liability Lawsuits Can Be A Challenge

June 14, 2023

Liability lawsuits can be costly in workers’ comp market

  • Liability lawsuits provide a challenge for any business that employs a general workforce of contractors, agents, partners, and volunteers.
  • If employees do not follow instructions or safety protocols, it could result in injuries to other workers.
  • Thats injured person can sue the company, despite your employee acting carelessly.
  • Vicarious liability insurance covers legal costs, settlements, and judgments if you are sued because of an action or mistakes made by others who are working on a company’s behalf.
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New Florida workers’ comp manual could face legal challenges

  • Florida has a new healthcare provider reimbursement manual that regulates workers’ compensation fees for doctors.
  • However, the manual could be considered three years outdated because that’s when work began on the rules.
  • As a result, insurers could pose a legal challenge against using the manual.
  • The new manual significantly raises maximum reimbursement allowances for physicians
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Food manufacturing injuries decreased

  • There was an overall decrease in the total number of injury claims from food manufacturers in the United States post-pandemic, according to a new report by AmTrust.
  • The total number of workers’ comp claims declined by 13% from pre-COVID to post-pandemic, based on AmTrust’s analysis of 15,000 claims during the period 2018-2022.
  • The most common injuries – and the most expensive injuries to treat – are strains.
  • More than one-quarter of injuries were caused by strains and almost 31% of the most expensive workers’ compensation claims were for strains according to AmTrust’s claims analysis.
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Potential more protections for asbestos worker

  • Asbestos abatement contractors in British Columbia must be licensed by Jan. 1, 2024,
  • B.C. is the first jurisdiction in Canada to implement a licensing requirement for this work.
  • Amendments to the Workers Compensation Act were made in the spring of 2022 to require contractors who perform this work to be licensed.
  • WorkSafeBC will begin to accept license applications from contractors performing asbestos abatement work throughout the province in September.
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