Broad Workers' Comp Releases Bar Future Lawsuits, Court Rules

The Sixth Circuit ruled that signing a broad release during a workers’ comp settlement can prevent employees from filing future disability lawsuits.
In a recent case, a worker’s ADA claim was dismissed because his signed agreement explicitly covered all employment-related disputes.
The court decided his personal misunderstanding didn’t matter since the contract language was clear and he signed it voluntarily.
This means a well-written settlement officially ends all potential legal claims for an employer.

Employers Holdings is targeting 10% premium growth for its new excess workers’ compensation product designed for self-insured clients.
The expansion strategy leverages AI-driven automation to enhance underwriting and claims management efficiency.
This initiative aims to capture larger risk profiles while maintaining stable loss ratios and improving profitability.
The company is scaling its market share through this combination of specialized coverage and technological innovation.

State policies on workers’ compensation for work-based learning (WBL) vary significantly, often creating barriers to student participation.
Some states mandate employer coverage for trainees, while others utilize state-funded insurance or designate schools as the responsible party.
These diverse frameworks aim to reduce employer liability and encourage business engagement in vocational programs.
Clearer, more consistent guidelines are necessary to define insurance responsibilities for all parties involved.