8-23-2022

Some carriers charging for workers despite exemptions

  • Independent contractors have been a challenge for the workers’ compensation industry and these workers are often left without coverage.
  • There is concern that few insurance carriers are being too aggressive with anti-fraud precautions too far.
  • Some of the carriers are charging premiums for subcontractor company officers, who lawfully can exempt themselves from workers’ compensation coverage.
  • The cost for the general contractor can be $2,000 more per year in premium for a craftsman when carriers have an exempt subcontractor officer or owner on the payroll.

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Workers post warning about the company’s job hazards

  • People have lauded factory workers who posted a question asking wondering whether they should scare off potential employees because the job is dangerous.
  • A poster on Reddit said that of the 10 new workers hired in the last three months, only one stayed on the job for more than two weeks.
  • Previous employees left because they developed chronic back or arm pain and other health issues.
  • Employers are hiring high school students because they’re younger and have a chance to work for longer periods before they are potentially injured.

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Worker injured after 100,000-pound machine tips over

  • The operator of a 100,000-pound rotary drilling rig was seriously injured after the machine tipped.
  • Other workers were pinned inside during the incident.
  • “We are investigating the cause,” Tim Johnson, general manager of Skanska, which is the site contractor.
  • Fire officials then broke the glass of the cab and extricated the worker, which took 14 minutes, officials said.

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Contractors save million by defrauding workers’ comp

  • Building contractors have hired numerous illegal aliens, who don’t always know their rights as employees.
  • Some of these contractors have failed to pay just under $3 million in payroll taxes to the federal trust funds.
  • In addition, these contractors have failed to pay over $3 million in state-mandated workers’ compensation payments.
  • Some of these employers have faced jail time and fines.

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