Impact of Independent Contractor Rules

New rules could impact small businesses, workers’ compensation

  • Small businesses might have to change the way they rely on independent contractors, freelancers, and other gig workers on their job sites.
  • Previously, using independent contractors allowed employers to avoid paying payroll taxes and other costs of employment like workers’ compensation.
  • However, new worker classification rules from the U.S. Department of Labor are likely to come into effect and change the market.
  • The proposed rule will take a harder look at the contractor’s role in the business and will rely heavily on the “extent to which the work performed is an integral part of the employer’s business.”

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Workers comp could be affected by ‘instance-by-instance’ citation policy

  • Federal regulators issued new enforcement guidance to make its penalties more effective in stopping employers from exposing workers to hazards or failing to comply with safety requirements.
  • OSHA Regional Administrators and Area Office Directors now have the authority to cite certain types of violations as “instance-by-instance citations.”
  • These are cases where the agency identifies “high-gravity” serious violations of OSHA standards specific to certain conditions where the language of the rule supports a citation for each instance of non-compliance.
  • These conditions include lockout/tagout, machine guarding, permit-required confined space, respiratory protection, falls, trenching, and for cases with other-than-serious violations specific to recordkeeping.

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Therapists need to be up-to-date with workers’ comp

  • Dangers surrounding therapists include slipping, tripping, or falling.
  • These therapists are constantly moving during a patient session, often bending down to pick up various items or maneuvering around furniture.
  • It’s important for therapists to have workers’ compensation protection so they are covered in case of an accident.
  • Workers’ comp often covers medical bills for mental health treatments, lost wages due to time off work, and the cost of any necessary equipment to support recovery.

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North Carolina woman charged with embezzlement

  • Sally E. McClintock, 40, Roanoke Rapids, North Carolina, was charged with obtaining property by false pretense and embezzlement by an insurance agent, both felonies.
  • McClintock reportedly embezzled $4,130.81 in workers’ compensation premium payments.
  • She also forged policyholders’ names on insurance documents to reinstate policies that lapsed because the premium payments were embezzled.
  • McClintock allegedly issued a certificate of insurance for a workers’ compensation policy that she knew never existed and provided a letter stating that an insurance policy was lawful.

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